
Microlux offers microloans to entrepreneurs excluded from traditional banking, striving to create social impact where commercial logic says no. With interest rates above those of conventional lenders, their approach raises the question of how financial inclusion can be made to work sustainably.
Alexandra receives us outside Chez Loulou, her dog daycare in Esch-sur-Alzette, accompanied by seven remarkably calm dogs. During their daily walk, she shares her journey of building a business from scratch: a path that, without the support of Microlux, might have remained closed.
Originally from southern France, Alexandra has dreamed of starting her own business since the age of 15, going to business school after finishing high school. She worked in the equestrian world for 15 years, but eventually realised that launching such a business would require substantial upfront investment. "Horses need a lot of infrastructure and are very expensive. I had to forget about it for a while because I couldn't see a way, but it stayed in the back of my mind." After moving to Luxembourg in 2016, her plans evolved: she decided to open a dog daycare instead, pinning it down as a sector of high demand and low supply.
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